What Is Included in Comprehensive Pet Insurance?

Comprehensive coverage is for those who want their pet protected from various health issues that may cause expensive treatments. This type of policy will typically cover your pet if they are sick or injured, treated for a condition they were born with or injured due to a car accident. For guidance, talk to Hart Insurance, the agency serving in Federal Way, WA. 

What Much to Know 

Comprehensive pet insurance may cover routine wellness visits with your veterinarian, prescription medications, routine vaccinations, surgery, emergency care, and even dental care. The cost of this type of insurance will depend on various factors, including your pet’s breed, age, and the kind of coverage you want. 

Comprehensive pet insurance protects your pet from unexpected accidents and illnesses; it’s like health insurance for your pet. It covers routine wellness visits, vet visits for accidents or illnesses, dental cleanings, medications, and other services. Most policies also cover a veterinary visit in case your pet is injured by another animal or person. Most policies also have a limit on annual expenses. 

Some plans may have a maximum benefit amount, while others may not have a limit. Most plans will cover anywhere from 70 to 100 percent of the cost of the claim, depending on the plan. You can purchase pet insurance as a standalone policy or as part of a homeowners or renters policy. 

Comprehensive pet insurance will cover most things, but there may be exceptions. For example, it is common for these policies not to cover surgeries for weight loss or allergies. They may not cater to certain pre-existing conditions or certain breeds, like snub-nosed dogs who are more likely to have breathing problems. 

Key Takeaways 

Many comprehensive pet insurance plans will also cover a portion of the cost of pet adoption and routine pet care such as pet food, vet visits for vaccinations, and preventative care. The insurance often covers pet boarding and a pet hotel in case of an emergency when you are not at home and have to leave your pet behind. For consultations in Federal Way, WA, check with Hart Insurance.