If you recently purchased an RV (recreational Vehicle), you will need to ensure that you have the appropriate amount of RV insurance in place to protect your investment.
According to the experienced RV insurance agents at Hart Insurance serving the Federal Way, WA area, you must have at least liability insurance on your RV before legally having it on the road in Washington. This applies to your RV if it has its own engine, such as a motorhome. If you have a pull-behind trailer or other types of RV, you are not required to have liability insurance, but it is a good idea. If it comes loose from your vehicle, it can cause an accident, so liability insurance will still come in handy to pay for any property damage or injuries caused by the accident.
Uninsured and Underinsured RV Insurance
In addition to liability insurance, you can also obtain uninsured or underinsured coverage. This will help you if you become involved in an accident with someone who does not have the appropriate amount of insurance to cover damages to your RV.
Comprehensive and Collision Insurance Coverage
Comprehensive insurance coverage will assist you in paying for repairs or the replacement of your RV if it is damaged or destroyed by a fire, an act of vandalism, or a natural disaster. This type of coverage can also assist you in replacing your RV if it is stolen.
Collision insurance will help you pay for repairs to your RV if you collide with another vehicle or even a stationary object.
A lender may require both collision and comprehensive coverage if you still owe money for the purchase of your RV.
Call For a Quote!
To obtain adequate insurance for your RV, contact the experienced and knowledgeable RV insurance agents at Hart Insurance serving the Federal Way, WA area today to get your policy started!