When your child becomes of age to acquire a driving permit or driver’s license, you will need to contact your insurance provider. Your insurance premiums will likely go up after adding your child to an existing policy, and this is absolutely normal and expected. You really cannot put a price on your child’s safety, especially when behind the wheel of a hunk of metal weighing in at more than 1 ton.
As a responsible parent, you’ll want to explore higher liability coverage in order to protect your new driver — in addition to protecting yourself and family if the accident turns in to a lawsuit. At Hart Insurance Agency, we want to help by consulting you on your new driver’s needs as well as helping you customize your policy. We offer a myriad of insurance options and would love to discuss insuring your other investments though our independent insurance company.
Another great way to save money on adding your child to your insurance policy is by having them complete a driver’s education course. Additionally, many insurance companies offer a discount for good grades in high school and college. With a 3.0+ GPA, your child may be able to save a small percentage on an auto policy.
If you need to add your child to your auto policy, contact Hart Insurance today to learn more about your options.