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Hart Insurance Agency

1230 S 336th St,
Federal Way, WA 98003

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How Often Should You Review Your Commercial Insurance Policy?

Business owners in Federal Way, WA should review their commercial insurance coverage once every few years or if major changes occur in the size of their business or if equipment has recently been upgraded. The agents at Hart Insurance understand that businesses change over time and that reviewing a commercial policy is necessary to prevent financial loss. 

Unexpected Growth

Unexpected growth in terms of increased inventory and production can indicate that a review of your current commercial policy is needed to maintain financial security. A review may show areas where too much coverage is costly, while not enough coverage could lead to heavy financial losses if an event were to occur that made it impossible to maintain normal operations. An increase in orders due to new equipment or the introduction of a new product is also a sign of growth that should be evaluated.

Equipment and Assets

Replacing old equipment that is outdated or no longer works properly means an insurance review is necessary. New equipment is an investment in the business that needs to be protected. An increase in inventory or the materials that are needed for production are assets that can be extremely expensive to replace. Protecting them with the right type of insurance is essential.

Reviewing your commercial insurance policy should be considered if you have recently updated your equipment or experienced any type of growth. The agents at Hart Insurance are available to help business owners in the Federal Way, WA area go over their existing policies to determine if they are sufficient to protect their business from financial loss. Call and schedule your commercial insurance evaluation today!


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  • Washington


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