When you live in Federal Way, WA you may not be thinking about life insurance. You’re healthy and don’t anticipate death any time in the near future. However, you never know what your expectancy is, therefore you must prepare.
Life insurance is more for the people you leave behind, rather than for yourself. A policy can provide you with peace of mind so you know loved ones are taken care of when you pass.
With a policy, you can provide your family with enough money to cover:
– Funeral expenses
– College tuition
– Mortgage payments
You may be responsible for a considerable amount of the household expenses. If you die, that income no longer comes in and you don’t want to leave your family with financial struggles. A policy can take care of all of these expenses and more.
The policy that you ultimately buy is going to depend upon various things, including the age of your children, the number of years before retirement, and how much you want to leave behind. The award amounts for life insurance can vary, ranging all the way to $1 million.
There are many types of life insurance as well, including term, whole, and universal. Each have their own benefits, so you will want to work with one of our independent life insurance agents to learn about the differences and determine which policy is going to be right for you.
Once you have a policy, you can relax knowing that if something should happen to you, your family is being looked out for, at least financially.
You shouldn’t have to find a policy on your own; that’s what we are here for. Call us today at the Hart Insurance Agency and we can answer questions and get quotes to help with the comparison process.