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Hart Insurance Agency

1230 S 336th St,
Federal Way, WA 98003

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Tips for Buying ATV’s for First Timers

Buying your first ATV is a great experience, but there are some tips that may make the experience more enjoyable.

  1. Consider the driver. It is important to know the age and experience level of the rider in order to find the right vehicle for him or her. If this is for a child or teen, you will need an ATV that matches that age range. There are different power settings for adult vehicles than there are for youth models. The experience of the driver will make a difference in the types of controls you may want. More experienced riders may like hand control better than foot controls.
  2. How will the vehicle be used. Recreational sports ATV’s are durable models that can handle high performance activities for heavy off-road fun. Utility ATV’s are 4-wheeled quads that are more suitable for hauling heavy loads for towing or plowing. There are some models that are a combination of both sport and utility.
  3. Where will the ATV be used? A 4-wheel drive ATV would be great for uphill, mud, and sand riding. Two-wheel drive vehicles are useful if you are travelling on steadier surfaces. An ATV that has electronic power steering will be needed if you are driving on terrain that is tough or rocky.
  4. Think about getting your ATV insured.  An ATV is a vehicle and it can be in an accident or stolen. Try to prevent an accident by being safe. Wear your safety gear and watch for other riders. Some things you can do to prevent your vehicle from being stolen is to keep it hidden in a garage or lock it with a heavy-chains outdoors.

Talking with an independent insurance agent will help you understand your insurance options. Federal Way, WA agents at Hart Insurance can answer any questions you have about your recreational vehicle.

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