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Hart Insurance Agency

1230 S 336th St,
Federal Way, WA 98003

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Should I Update my Auto Insurance Policy?

Having auto insurance here in Washington is mandatory and one of the best gifts you can give your car. Auto insurance policy protects you against unfortunate incidences like thefts, accidents, or even fire. However, it would help if you had the right insurance policy from the start to avoid surprises during a claim.

Updating your insurance policy from time to time helps you have the right insurance. Most people like to stick to the initial policy even after making some changes, not knowing that failure to update your insurance can complicate your claim process. If you are asking whether you should update your auto insurance policy, Hart Insurance has prepared reasons for you to review your policy.

  • When you buy a new car: If you have just bought a new car, it’s time to let your insurance agent know. Most companies will allow you to move your current policy to your new vehicle. However, your premium may change depending on the new car’s value.
  • When you change the existing car’s use: Update your policy if you make significant changes to your current vehicle. Some of the changes may include notifying your agent about business use.
  • Moving to a new address: One of the key influencers of your policy cost is where you live. If you move homes, let your insurer know to determine whether there will be changes in your policy.
  • When you have a teen driver:  Your insurer may deny claims involving a teen or young driver if they are not on your policy. Having your young driver on your policy may give them prior insurance credits when they move out and need to start a policy of their own.

Auto insurance in Federal Way, WA 

Perhaps it’s also time you reviewed your coverages with us. Are you looking for auto insurance in Federal Way, WA, and its surroundings? Look no further than Hart Insurance for a coverage review and proposal.

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