New Teen Driver in the Family? It is Time to Update Your Auto Insurance

Did you know that your auto insurance from Hart Insurance does not automatically change with the times? Now that your teen is driving around the Federal Way, WA area, you need to take a closer look at your existing policy and make sure that you are prepared for the inevitable fender bender that often comes with a new driver.

Review Your Liability Payments and Limits

You likely purchased your insurance policy ten to fifteen years ago and opted for the minimum coverage with your good driving record. Most of those minimum/maximum payment limits may take care of bumps, bruises, and a broken fender, but they will not provide sufficient compensation when your child takes out an SUV loaded with a family.

Comprehensive Coverage takes the Strain Off Your Shoulders

You have no time to handle all the details of finding a repair shop, taking bids, and sending out checks when your teen makes a mistake. Comprehensive coverage leaves all the running around to us, so the little accident remains a minor inconvenience.  We can coordinate the appraisal, tow, and repair for you and the other party and let you get on with your life.

Roadside Assistance Takes Care of Your Teen

Consider adding towing and roadside assistance to your policy, so when the battery is dead, there is a flat tire or your kid runs out of gas, they just have to make a simple phone call and a certified service company will come to their rescue. This is a huge help and reassurance when they travel to their new college or summer job.

Before your teen takes to the local Federal Way, WA roads, give us a call or come visit our office at Hart Insurance. Together we will find the right auto insurance policy to provide peace of mind and adequate protection.