Do I Need Classic Car Insurance If My Car Is Stored in a Garage?

Classic car insurance in Federal Way, WA might seem unnecessary if you keep your car in the garage. We won’t lie, a garage or storage facility is a major protector. It’s such an important factor that insurance companies will tailor the price of the policy based on the answer to this question. However, before you dismiss it entirely, Hart Insurance has a few things for you to consider. 

Accident Protection 

If you’re storing your vehicle in a garage at all times, either because you want to preserve it until a certain event or because you’re fixing it up. The odds are that it will stay safe from thieves, and collisions. Yet a storage facility or garage isn’t an impenetrable bubble either.

If you have people coming and going out of the structure, whether it’s you or your family, there’s always a chance that something could happen. Even if the garage isn’t used on a regular basis, everything from time to Mother Nature has a way of making its own changes that owners aren’t prepared for. So if a tree happens to fall on the facility after a year or two, classic car insurance can certainly come in handy. 

Get Some Advice 

The best way to make the decision if you live in Federal Way, WA is to talk to someone who’s seen it all. There’s no use in being afraid of everything that could potentially happen to your classic car — some things are simply out of your control. But there’s also no use in denying the facts either. If you want to a more informed classic car owner, reach out to Hart Insurance to ask the questions and get the answers that will help you decide.