Winter Storms: How to Protect Your Home

The thought of winter might bring to mind a white wonderland complete with icicles hanging from the roof, a white blanket of snow covering the ground and warm baked cookies. Although winter scenes like these make winter wonderful, snow storms can put your property at risk for serious damage. This is something no one likes to deal with, especially not during the holidays. These recommendations, from Hart Insurance Agency serving Federal Way, WA, will help you avoid major problems from winter weather.

#1 Make Sure That You Have an Emergency Kit

This is perhaps one of the most important things that you can do to prepare for winter storms. An emergency kit ensures that you have the essential supplies in case a winter storm prevents you from leaving your house. In the middle of a winter storm, power and other utilities sometimes go out for days. The Federal Emergency Management Agency, or FEMA, recommends identifying things that you would need during a storm adding them to your emergency kit before disaster strikes. Here are some items to include in your emergency kit:

  • Enough water and non-perishable food for three days for each member of your family

  • Rock salt to help melt ice on driveways

  • Warm clothing and blankets

  • Flashlights

  • Battery powered smoke and carbon monoxide detector

#2 Prevent Ice Dams

An ice dam is an accumulation of ice that forms along the edges of your roof. When the snow melts, water runs down your roof and will refreeze at the edge. This build-up of ice keeps water from draining off of your roof. The water is forced under your roof and runs down into your attic or the inside of your walls. Once this happens, the damage can be quite serious. To prevent ice dams, keep drainage spouts and gutters clean. Carefully remove any snow accumulation with a roof rake before it has a chance to melt. If you suspect that you have damage from an ice dam, call in a professional.

#3 Make Sure That You Have the Right Insurance Coverage

Now is the time to check with your homeowner’s insurance agency to make sure that you will be adequately covered in the event of damage from a winter storm. Do not wait until after a catastrophe strikes to check your coverage. If you are in the Federal Way, WA area and would like to learn more about homeowner’s insurance coverage, speak with an agent from Hart Insurance Agency today.